June 8, 2026
FEATURES AND PROCEDURES
NAUGHTY OR NICE CROSSWORD
(Instant Scratch Game # 2802)
NAUGHTY OR NICE CROSSWORD
(Instant Scratch Game # 2802)
- The theme and name of the game: NAUGHTY OR NICE CROSSWORD. Scratch YOUR 18 LETTERS box to reveal your 18 letters. In the PUZZLE and the BONUS NAME, scratch only the letters that match those in the YOUR 18 LETTERS box. Reveal three or more complete NAMES in the PUZZLE, win the prize indicated in the PRIZE KEY. If you win in the PUZZLE and any one of the completely uncovered NAMES is spelled out entirely in RED letters, win DOUBLE the prize shown in the PRIZE KEY for that same winning play. Only the highest prize won in the PUZZLE will be paid. If you completely reveal the BONUS NAME using YOUR 18 LETTERS, win the BONUS PRIZE. The PUZZLE and the BONUS NAME are played separately.
- The price of tickets: Three dollars ($3.00), or as otherwise set by the Administrator.
The prize structure including the number and value of prizes and the odds on each prize are as follows:
PRIZE AMOUNT APPROXIMATE NUMBER OF PRIZES ODDS OF WINNING $3 150,400 1:7 $5 60,800 1:16 $6 35,200 1:28 $10 12,800 1:76 $20 9,600 1:100 $40 9,600 1:100 $50 1,440 1:667 $100 100 1:9,600 $1,000 2 1:480,000 $30,000 2 1:480,000 Odds and prize statements are based on initial game prize structure and may vary over the life of the game.
- The frequency of drawings: There are no drawings in the NAUGHTY OR NICE CROSSWORD game.
- The method of selecting winners: There is one (1) crossword PUZZLE and one (1) BONUS NAME play area on each NAUGHTY OR NICE CROSSWORD ticket.
The holder of a ticket where the letters in the uncovered YOUR 18 LETTERS play area match the letters in the PUZZLE to complete three (3) or more complete NAMES, and where all of the completely matched NAMES are spelled out with at least one (1) letter imaged in the color BLACK, shall win the prize shown in the PRIZE KEY for that same number of complete NAMES.
The holder of a ticket where the letters in the uncovered YOUR 18 LETTERS play area match the letters in the PUZZLE to complete three (3) or more complete NAMES, and where one (1) of those completed NAMES is spelled out entirely with letters imaged in the color RED, shall win two (2) times the prize amount shown in the PRIZE KEY for that same number of complete NAMES.
The holder of a ticket where the letters in the uncovered YOUR 18 LETTERS box match the letters in the BONUS NAME play area to complete the entire BONUS NAME shall win the prize amount shown in the uncovered BONUS PRIZE play spot.
The doubler feature applies to the prize won and not to the number of matched NAMES (e.g., if the PUZZLE has four (4) complete NAMES and one (1) of those completed NAMES is spelled out entirely with letters imaged in the color RED, the prize for the PUZZLE would be ten dollars ($10) (five dollars ($5) multiplied by two (2) equals ten dollars ($10)).
The PUZZLE and the BONUS NAME are played separately. A completed NAME that is completely imaged in the color red in the PUZZLE play area does not affect any prize won in the BONUS NAME.
The possible complete NAMES on the ticket will be shown in the PUZZLE play area. The possible complete BONUS NAME will be shown in the BONUS NAME play area. Each possible complete NAME consists of three (3) or more letters and fills a complete name space. Each possible complete BONUS NAME consists of five (5) letters and fills a complete BONUS NAME space. Letters in the PUZZLE combined to form a complete NAME must appear in a continuous horizontal (from left to right) or vertical (from top to bottom) sequence in a NAME space in the PUZZLE and must completely fill that NAME space. Letters in the BONUS NAME combined to form a complete BONUS NAME must appear in a continuous horizontal (from left to right) sequence and must completely fill the BONUS NAME space. A NAME within a complete NAME or BONUS NAME such as “JANE” within “JANETTE” is not a complete NAME or BONUS NAME, since it does not completely fill the NAME space.
Letters forming a NAME filling a complete NAME space can only be used to form one (1) complete NAME or BONUS NAME (e.g., "ANNA" and "MARIE" within "ANNAMARIE" are considered only one complete NAME). Complete NAMES cannot be formed in the PUZZLE by linking letters diagonally, or by reading the letters from right to left or bottom to top. A complete BONUS NAME cannot be formed by reading from right to left. The YOUR 18 LETTERS play area must contain all of the letters in a possible complete NAME in order to form that NAME. The YOUR 18 LETTERS play area must contain all of the letters in a possible complete BONUS NAME in order to form that BONUS NAME.
A winning PUZZLE can win only the highest prize or (if one (1) of the completed NAMES is completely imaged in the color RED as previously described in these Features and Procedures) two (2) times the highest prize shown in the PRIZE KEY for that same winning pattern, plus any prize won by completely matching all of the letters in the BONUS NAME, as previously described in these Features and Procedures.
A DOUBLER won in the PUZZLE does not apply to any prize won in the BONUS NAME play area.
The highest prize that can be won on NAUGHTY OR NICE CROSSWORD is thirty thousand dollars ($30,000). - The method of making payments to winners:
- Submission of the original ticket (not a copy), as provided below, shall be the sole method of claiming a prize.
- Payment of prizes under six hundred dollars ($600) may be made by presenting the ticket for validation and payment to any Wisconsin Lottery retailer by the claim deadline under 6(H).
- The original winning ticket must be signed by a single human being. For-profit and non-profit entities, trusts, and other non-human beings are not eligible to play or claim a prize in this game. Payment of any prize totaling six hundred dollars ($600) or more requires the claimant to provide his or her Social Security number, his or her Individual Taxpayer Identification Number, or a properly completed IRS Form W-8BEN (i.e., a Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting) by the claim deadline under section 6(H). Payment of any prize totaling one hundred ninety-nine thousand, nine hundred ninety-nine dollars ($199,999) or less may be made by either 1) signing the back of the original winning ticket, completing a Lottery claim form and presenting it in person to any Lottery office for validation and payment by the claim deadline under section 6(H), or 2) by signing the back of the original winning ticket, completing a Lottery claim form and mailing it for validation and payment to Lottery Headquarters in Madison. If claiming a prize by mail, the original winning ticket and Lottery claim form must be mailed to Lottery Headquarters in Madison in a properly addressed envelope with the postage duly prepaid by the claim deadline under section 6(H). Payment of any prize totaling two hundred thousand dollars ($200,000) or more must be made by signing the back of the original winning ticket, completing a Lottery claim form and presenting it in person to the Lottery Headquarters in Madison for validation and payment by the claim deadline under section 6(H). Personal appearance at the Lottery headquarters in Madison may be waived at the Lottery Division Administrator's sole discretion.
- Until such time as a signature is placed upon a ticket in the area designated for signature, a ticket shall be owned (held) by the bearer of the ticket. When a signature is placed on the ticket in the place designated, the person whose signature appears in the area shall be the owner (holder) of the ticket and shall be entitled (subject to validation requirements) to any prize attributable thereto.
- Tickets are void if stolen, unissued, mutilated, altered, counterfeit, or otherwise fail validation tests. The Lottery at its sole discretion reserves the right to pay any mutilated ticket based upon the facts and circumstances of the particular claim. Such action by the Lottery is final and non-reviewable.
- Tickets are void if misprinted. "Misprinted" means any mistake or difference from the original ticket or game specifications of any kind in the printing, manufacturing, packaging or other processing related to the production or distribution of the ticket caused by the raw materials, processes or handling of the ticket until its ultimate sale to the consumer/player. "Misprinted" includes but is not limited to the tickets being unreadable, misregistered, defective, or multiply printed. Also, "misprinted" includes errors in the computer software, computer hardware, code or programming of the game regardless of whether the errors were imbedded or caused by human action relating to any of the matters mentioned in this paragraph. The Lottery at its sole discretion reserves the right to pay any such "misprinted" ticket based upon the facts and circumstances of the particular claim. Such action by the Lottery is final and non-reviewable.
- The Wisconsin Lottery will not be responsible for any neglect, failure, delay, or omission on the part of the U.S. Postal Service, or any other delivery or courier service used to deliver a player's ticket to the Wisconsin Lottery. All tickets sent to the Wisconsin Lottery for the purpose of redemption become property of the Lottery and will not be returned. All tickets winning $600 or more that are submitted in person to a Lottery office for the purpose of redemption will not be returned after the signed ticket is received by the Lottery. Signed, unpaid tickets winning $599 or less that are submitted in person to a Lottery office may be returned at the sole discretion of the Lottery. No winning ticket will be returned once the prize for that ticket has been paid by a Lottery office, regardless of the winning amount. Non-winning tickets that are submitted in person to a Lottery office may be returned at the sole discretion of the Lottery.
- The holder of a winning NAUGHTY OR NICE CROSSWORD ticket must claim the prize, in accordance with sections 6(B) or 6(C), within one hundred eighty (180) calendar days after game's end date or the prize shall be forfeited. If claiming a prize in person at a Lottery Validations Office, the original winning ticket and Lottery claim form must be received by the Lottery within one hundred eighty (180) calendar days after game's end date. If claiming a prize by mail, the postage prepaid envelope containing the original winning ticket and Lottery claim form must be postmarked on or before the one hundred eighty (180) day deadline. The envelope containing the original winning ticket and Lottery claim form must be received by the Wisconsin Lottery Validations Office in Madison within fourteen (14) calendar days after the one hundred eighty (180) day deadline or the prize shall be forfeited. All required claimant information must be received by the Wisconsin Lottery Validations Office in Madison within fourteen (14) calendar days after the one hundred eighty (180) day deadline or the prize shall be forfeited. In the event that the Governor declares a state-wide emergency or similar unforeseen circumstance occurs, the one hundred eighty (180) day deadline may be extended at the sole discretion of the Wisconsin Lottery Division Administrator.
- Pursuant to Wisconsin's Open Records law (sec. 19.31-19.39 Wis. Stats.), the Lottery is required to disclose a winner's name, place of residence and, if acquired, likeness. If a player wins and claims a prize, the Lottery may use his or her name, likeness and place of residence without compensation for any purpose. Upon claiming a prize, a winner waives any claims against the Lottery and its representatives for any and all liability which may result from the disclosure or use of such information.
- Any player violating these Features and Procedures is ineligible to win a prize.
- Prize payments are subject to the provisions of sec. 565.30 Wis. Stats.
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